Oh, and then you get to find all your bills are in collections. If you are new to socialism, please check out our socialism crash course. The reality is that thousands of licenses have been suspended under these laws. Many professional licenses are for people essential to the safety and well-being of their communities, such as nurses, doctors, educators, and law enforcement officers. The only reason that the issue has not received more media attention or outcry from students is that most states are not aggressively enforcing these rules. This sub is for: News, discussion, memes, and links criticizing capitalism and advancing viewpoints that challenge the narratives which act as legitimations for the status quo of modern class society.
According to a list from the National Consumer Law Center, 22 states have laws that enable suspension of state licenses issued to student loan defaulters. We are not an advertising platform for your blog or Youtube channel. Please if you have any questions or concerns. No racism, sexism, homophobia, transphobia, ableism, or classism. In Tennessee alone, more than 1,500 occupational licenses have been suspended by the ironically named Tennessee Student Assistance Corporation. While default rates are now higher than they were back then, they have declined somewhat since their peak during the recession. Are we really in a position to be punishing the people we need the most? If you actually want to learn more about the basics of socialism, you can check out the links in the sidebar, , and our , , and our.
Consumers can lose their jobs, and then have no income to repay debts or to support themselves — actually increasing the tax burden on state government as well as the federal government. Also, particularly in states like Montana that do not have much public transportation infrastructure, losing driving privileges can be a serious barrier to employment. In Alaska, California, Florida, Georgia, Hawaii, Illinois, Iowa, Kentucky, Louisiana, Massachusetts, Minnesota, Mississippi, Montana, New Jersey, North Dakota, Oklahoma, Tennessee, Texas, Virginia and Washington, nurses and health-care professionals can all be locked out from their job if they fall into default on their student loans. But had she defaulted longer, the state of Montana could have revoked her driver's license. They could, though, and some lawmakers feel that they should, to force student loan debtors to get serious about repaying their obligations. Records from states that publicly track suspensions of professional licenses suggest that hundreds of people have lost their right to work for not paying back student debt. The material on this site may not be reproduced, distributed, transmitted, cached or otherwise used, except with the prior written permission of Condé Nast.
These jobs come in all shapes and sizes, ranging from K—12 teachers and nurses to electricians and barbers. We do allow links to threads and comments on Reddit, as long as they are relevant to the content guidelines and follow the rules. Bigotry, and hate speech will also be met with immediate bans; Socialism is an intrinsically inclusive system. That could make it illegal to work in fields ranging from healthcare and finance to construction and real estate. In Montana, where there is little public transportation to speak of, driving is the only way most people can get to the jobs they need to repay their debt, Funk says. . Dustin Weeden, a policy analyst at the National Conference of State Legislatures, says a lot of states passed license revocation laws for student loan defaulters in the 1990s and early 2000s, back before the federal government started taking on a bigger role in lending to students.
These target a wide range of professions, including attorneys, physicians and therapists — even barbers make the list. LendKey does not guarantee that the information provided on any third-party website that LendKey offers a hyperlink to is up-to-date and accurate at the time you access it, and LendKey does not guarantee that information provided on such external websites and this website is best-suited for your particular circumstances. In at least 22 states, your student loan debt could wind up costing you more than your monthly bill — it could cost you your job. Meanwhile, instead of helping struggling borrowers, many states are making it even harder to get out of debt. A few years ago my state was taking driver licenses and holding people in contempt for failure to pay child support in an attempted crackdown.
The respect for readers who are subject to these forms of bigotry takes priority in this subreddit over your right to speak freely. Those suspensions have since been reversed and the licenses reactivated, however, and no new revocations have been issued. Therefore, you may want to consult with an expert financial adviser, school financial aid office, etc. Those who are in favor of license suspension often say that it is mainly used as a deterrent. For private collectors this is counter-intuitive as the debt will never be paid. But others say that these policies simply create more hardships for consumers, making it even more difficult for them to repay their loans.
No problem until she received a letter from the state of South Dakota, where she currently lives, informing her that her driver's license would be getting suspended at the end of the month. What are the arguments for and against these laws? But as affordable higher education has become less and less accessible, an increasing number of students are forced to take out loans to cover the cost of their education. The Iowa College Student Aid Commission, which once collected federal loans in the state, reserved the suspensions and stopped revoking licenses in 2012, because the commission transferred its student loan portfolio to the Great Lakes Higher Education Corporation, a Wisconsin guaranty agency… The law has also been effective as leverage against debtors in Iowa. When state Congressional leaders in Iowa attempted in February to reverse the law in that state that allows revocation of licenses, the initiative failed. The question is: will other states join them? Please note that the information provided on this website is provided on a general basis and may not apply to your own specific individual needs, goals, financial position, experience, etc. Not surprisingly, jobs that require licenses or professional certificates often also require a college degree. And what a better way than their driver's license? What is the basis of this startling student loan controversy? An attempt to repeal a similar law there failed earlier this year.
The professions and licenses affected by suspensions vary by state and cover a wide range of earning potential, but some of them include doctors, social workers, barbers, transportation professionals and lawyers — the lists can be quite extensive. No duh they are judgment proof. Any Liberalism, capitalist apologia, or attempts to debate socialism will be met with an immediate ban. Are drivers really being grounded? The percentage of Americans defaulting on their student loans has more than doubled since 2003. Those suspensions were reversed two years ago but not because the policy changed.
Behavior such as brigading and harassment won't be permitted. In addition to transportation issues, debtors can lose their nursing, teaching, or other occupational licenses. Advocates for repealing them say they have real consequences for people who cannot make a dent in their student debt. Some states suspend licenses needed to practice in certain fields, from health care to cosmetology, though license suspension can extend to driving, too. I ran across this news story on various national and local news websites. So borrowers owe more and make less. We reserve the right to eject users as well as remove, lock, or otherwise moderate any content on the subreddit for reasons not listed if we consider it necessary to do so.
You can be found innocent of a crime and wind up losing your job, your apartment, your car, all because you were stuck for months waiting for them to throw your case out. We do not allow support here for capitalism or for the parties or ideologies that uphold it. If that sounds harsh, consider that some states also have the legal authority to cancel professional licenses for borrowers who fail to repay related loans. Nurses aides, teachers, and emergency medical personnel have been among the most likely to lose their licenses. Posts need not be about capitalism specifically, whether late-stage or otherwise; we simply aim to cater to a socialist audience. However, many graduates are already struggling to keep jobs to stay on top of their loans. Let Us Do The Work Click Below:.